If you own and operate a business, you know how important insurance is to your peace of mind. Business Owner's Insurance is available through our subsidiary, Western Community Insurance Company.
Our standard Property coverages include*:
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Debris Removal after an insured loss. |
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Newly acquired personal property for 30 days |
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Fire Department Service Charge |
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Off-Premises Coverage for personal property while in transit. |
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Loss of business income up to 12 consecutive months |
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Outdoor Fences, Signs and Radio/ TV Antennas. Also Trees, Shrubs and Plants |
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Extra Expense during the period of restoration after a loss |
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Valuable Papers and records |
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Pollutant Clean up and Removal if reported within 180 days | |
Replacement costs on buildings and some personal property |
* Subject to specific limits
Special Form Coverage - Risk of direct physical loss is also available and includes breakage of glass.
Standard Liability coverage includes:
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Bodily Injury or Property Damage for which you are legally obligated - includes Products and Completed Operations and Liability coverage |
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Fire legal liability |
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Medical expenses |
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Personal Injury and advertising liability |
Optional Coverages are available for additional premium. These include:
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Employer's non-ownership auto liability | |
Burglary and robbery |
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Outdoor signs | |
Money and securities |
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Exterior grade floor glass | |
Employee dishonesty |
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Special form coverage on personal property | |
Special form coverage on buildings |
Contact the Farm Bureau office nearest you for more information about Commercial Insurance.
